Enter your financial details below to instantly find out the maximum home price you can afford, based on standard DTI (Debt-to-Income) lending guidelines used by most U.S. lenders.
Your Financial Information
Before taxes, all sources
$
Car, student loans, credit cards
$
Dollar amount
$
Auto-syncs with amount above
%
Current 30-yr avg ~6.8%
%
Years
U.S. avg ~1.1%
%
Typical $100–$200/mo
$
DTI Limit Guidelines
Front-End DTI (Housing)
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Limit: 28%
Back-End DTI (All Debts)
—
Limit: 36%
Maximum Home Price You Can Afford
$0
Based on DTI lending guidelines
Max Monthly Payment
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Loan Amount
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Down Payment
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Total Interest Paid
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Total Cost of Loan
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Interest Rate
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Monthly Payment Breakdown
This calculator is for educational purposes only and does not constitute financial advice.
Actual loan approval depends on credit score, lender criteria, and other factors. Consult a licensed mortgage professional.