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Dividend Growth Simulator [2026]
Enter your investment amount and dividend yield to automatically calculate your annual and monthly dividend income, the NISA tax-free benefit, and the compounding effect of reinvesting dividends.
¥100K¥5,000,000¥50M
0.5%3.5%10%
1 yr10 years30 yrs
Popular High-Yield ETF & Stock Comparison
NISA vs. Taxable Account: Dividend Take-Home Comparison
Dividend Investing Basics
What are dividends?
Dividends are cash payments a company distributes to shareholders from its profits. Simply holding qualifying stocks or ETFs earns you payouts one to four times per year.
How is dividend yield calculated?
Example: A stock priced at ¥1,000 paying ¥40/year has a 4.0% yield.
High-yield investing: pros and cons
| Pros | Cons |
|---|---|
| Regular passive income | Share price can fall |
| Dividend reinvestment compounds returns | Dividends can be cut or suspended |
| NISA makes dividends tax-free | May underperform growth stocks |
| Psychologically easier to hold | High yield alone can signal risk |
Starting dividend investing with NISA
The NISA growth investment quota (¥2,400,000/year) lets you receive dividends tax-free. On a 3.5% yield position, eliminating the usual 20.315% withholding effectively adds ~0.7 percentage points to your take-home yield.
Related Tools
- iDeCo Simulator — Model tax-deferred pension contributions alongside dividend income
- Savings Goal Calculator — Calculate how long to build your target investment principal
- Asset Allocation Simulator — Track dividend-generating investments as part of your overall net worth