Financial Planning

This article contains affiliate links. Japan has one of the highest life insurance penetration rates in the world. Walk into any convenience store, and there is a chance the person ahead of you is also paying a life insurance premium through their bank account. Life insurance is deeply woven into the financial culture here — pushed aggressively by door-to-door agents, embedded in employer benefits packages, and marketed relentlessly at new parents and newlyweds. ...

Japan is one of the most expensive countries in the world to retire in — and one of the least discussed when it comes to financial planning for foreign residents. Whether you arrived on a work visa and quietly became a permanent resident, or you are actively considering making Japan your long-term home, the gap between what the public pension system will pay and what you actually need is almost certainly larger than you think. ...