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This page contains affiliate links. Budget Planner | 50/30/20 Rule Calculator Enter your monthly take-home pay to get a recommended spending breakdown based on the 50/30/20 budgeting rule. Monthly Take-Home Pay ($) $1,000$5,000$15,000 Monthly Savings Target (20%) $1,000 Annual savings: $12,000 Needs (50%) Housing, food, utilities, insurance, transport $2,500 Wants (30%) Dining out, entertainment, shopping, hobbies $1,500 Savings & Debt (20%) Emergency fund, investments, debt repayment $1,000 If you invest your 20% savings: In 10 years (7% return)$173,085 In 30 years (7% return)$1,219,971 The 50/30/20 Rule: Popularized by Senator Elizabeth Warren, this simple framework allocates 50% of after-tax income to needs, 30% to wants, and 20% to savings/debt repayment. How To Use Your Budget Needs (50%) Breakdown Category Typical % of Income Housing (rent/mortgage) 25-30% Groceries 10-15% Utilities 3-5% Transportation 5-10% Insurance 3-5% Where To Put Your 20% Savings Emergency fund first — 3-6 months of expenses in a high-yield savings account Max out employer 401(k) match — Free money, don’t leave it on the table Invest the rest — Low-cost index funds through a brokerage account Use our Compound Interest Calculator to see how your savings grow over time. ...

This page contains affiliate links. Compound Interest Calculator Enter your monthly contribution, expected annual return, and investment timeline to calculate your future portfolio value. Monthly Contribution ($) $50$500$5,000 Expected Annual Return (%) 1%7.0%12% Investment Period (years) 1 yr20 years40 yrs Future Portfolio Value $260,464 Total Contributions $120,000 Investment Gains $140,464 Tax-Advantaged (Roth IRA/401k) $0 No tax on gains Taxable Account (15% cap gains) $0 Tax savings: $0 Growth Timeline Year Contributions Portfolio Value Gains Assumptions: Monthly contributions at end of each month, compounded monthly. Actual investment returns will vary based on market conditions. Past performance does not guarantee future results. What To Do Next Ready to start investing? Here are your next steps: ...

Forex Profit Calculator Enter your trade details below to instantly calculate profit/loss, margin required, and tax on gains. Currency Pair EUR/USD GBP/USD USD/JPY AUD/USD USD/CAD Position Buy (Long) Sell (Short) Lot Size (1 standard lot = 100,000 units) 0.011.00 lot10.00 Entry Price Exit Price Spread (pips) 01.0 pips5.0 Profit / Loss +$900.00 Net pips: +90.0 Margin Required $2,168 Leverage 50:1 ROI +41.5% Note: Calculations use 50:1 leverage (US standard). Pip values are approximate. Actual results vary by broker. Swap/rollover fees not included. How Forex Profit is Calculated The basic formula for forex profit: ...

This article contains affiliate links. iDeCo Tax Savings Simulator [2026] Just enter your income, occupation, and monthly contribution to automatically calculate your tax savings and projected payout at age 60. Annual Income (gross, in 10,000s JPY) ¥2M¥5,000,000¥15M Occupation (affects contribution limit) Company employee (no corporate pension) — limit ¥23,000/mo Company employee (with corporate DC plan) — limit ¥20,000/mo Company employee (with DB / welfare pension fund) — limit ¥12,000/mo Public servant — limit ¥12,000/mo Self-employed / Freelancer — limit ¥68,000/mo Homemaker (non-working spouse) — limit ¥23,000/mo Monthly Contribution (JPY) ¥5,000¥23,000¥68,000 Expected Annual Return (%) 1%4.0%8% Investment Period (until age 60) 1 yr25 years35 yrs Projected Payout at Age 60 (pre-tax) ¥11,896,000 of which investment gains: ¥4,996,000 Annual Tax Savings ¥55,200 Cumulative Tax Savings ¥1,380,000 Total Contributions (principal) ¥6,900,000 Effective Return (incl. tax savings) +78.2% Calculation notes: Uses a simplified model applying employment income deduction, basic deduction, and estimated social insurance premiums (~14.7%). Actual tax savings vary by individual circumstances. iDeCo contributions are fully deductible from taxable income. iDeCo’s 3 Tax Benefits iDeCo offers tax advantages at 3 stages, making it one of the most powerful tax-saving vehicles available. ...

This page contains affiliate links. Loan Repayment Calculator Enter your loan amount, interest rate, and repayment term to calculate your monthly payment and total interest cost. Loan Amount ($) $5,000$200,000$500,000 Annual Interest Rate (%) 1%6.5%15% Loan Term (years) 1 yr15 years30 yrs Monthly Payment $1,742 Principal $200,000 Total Interest $113,538 Total Cost $313,538 Assumptions: Fixed-rate loan with equal monthly payments (amortization). Does not include property taxes, insurance, or PMI for mortgages. How To Save On Interest Make extra payments: Even $100/month extra can save thousands in interest and shorten your loan term significantly Refinance when rates drop: If rates fall 1%+ below your current rate, refinancing could save you money Choose a shorter term: A 15-year mortgage has higher payments but dramatically less total interest than a 30-year Improve your credit score: Better credit = lower interest rates on future loans FAQ Q: What types of loans does this calculator work for? This calculator works for any fixed-rate amortizing loan: mortgages, auto loans, personal loans, and student loans. ...

This page contains affiliate links. Retirement Savings Calculator Enter your current age, monthly contribution, and expected return to estimate your retirement nest egg at age 65. Current Age 183060 Monthly Contribution ($) $100$500$5,000 Employer Match (%) 0%50%100% Percentage of your contribution your employer matches (up to a limit) Expected Annual Return (%) 2%7.0%12% Retirement Age 556570 Estimated Retirement Savings $610,993 Years until retirement: 35 Your Contributions $210,000 Employer Match $105,000 Investment Growth $295,993 Monthly income in retirement (4% rule): $2,037/month Based on withdrawing 4% per year from your nest egg Assumptions: Monthly contributions with employer match, compounded monthly. The 4% rule estimates sustainable annual withdrawal. Actual returns vary. This does not account for inflation or taxes on withdrawals. Maximize Your Retirement Savings Get the full employer match — Not contributing enough to get the full match? You’re leaving free money on the table Max out tax-advantaged accounts — 2026 limits: $23,500 for 401(k), $7,000 for IRA ($8,000 if 50+) Choose low-cost index funds — Fees compound just like returns. A 1% fee difference can cost you hundreds of thousands over 30 years Increase contributions annually — Raise your contribution by 1% each year to painlessly build wealth 401(k) vs IRA vs Roth IRA Feature Traditional 401(k) Traditional IRA Roth IRA 2026 Contribution Limit $23,500 $7,000 $7,000 Tax on Contributions Pre-tax (deductible) Pre-tax (deductible) After-tax Tax on Withdrawals Taxed as income Taxed as income Tax-free Employer Match Yes No No Required Min. Distribution Yes (age 73) Yes (age 73) No Best For High earners now No employer plan Expect higher taxes later FAQ Q: What is the 4% rule? The 4% rule suggests withdrawing 4% of your retirement savings in the first year, then adjusting for inflation each year. Studies show this rate is sustainable for a 30-year retirement. ...

This article contains affiliate links. Take-Home Pay Calculator [2026] Enter your gross annual salary and instantly get your take-home pay, taxes, and social insurance breakdown. Gross Annual Salary ($) $20,000$70,000$300,000 Dependents 0 (Single, no dependents) 1 dependent 2 dependents 3 dependents Annual Take-Home Pay (Estimate) $52,000 Monthly: $4,333 Federal Income Tax (Annual) $0 State Income Tax (Annual) $0 FICA / Social Insurance (Annual) $0 Take-Home Rate —% Assumptions: Single W-2 employee, standard deduction applied, average state tax ~5%, FICA at 7.65%. Actual amounts vary by filing status, state, age, and employer benefits. Take-Home Pay Reference Table by Salary Gross Salary Estimated Take-Home Take-Home Rate $30,000 ~$25,500 ~85% $50,000 ~$41,000 ~82% $70,000 ~$55,500 ~79% $90,000 ~$69,500 ~77% $120,000 ~$89,000 ~74% $150,000 ~$107,000 ~71% $200,000 ~$136,000 ~68% $300,000 ~$192,000 ~64% Estimates for single filer, no dependents, average state tax. ...

Dimensions & Ratio Width (px) Height (px) 🔓 Lock Ratio Ratio unlocked 16:9 Aspect Ratio Common Ratio Presets 16:9 4:3 1:1 21:9 9:16 3:2 2:3 5:4 18:9 Resolution Presets 1080p (FHD) 720p (HD) 4K (UHD) 8K Instagram Square Instagram Portrait Twitter/X Card YouTube Thumbnail 1440p (QHD) 2K Visual Preview 16:9 Info 2,073,600 Total Pixels 2.07 MP Megapixels 1.778 Decimal Ratio Code Snippets CSS HTML Tailwind Copy Resize images → Image Resizer Social media sizes → Social Media Image Resizer ...

Battery Life Calculator Instantly estimate how long your device will run on a single charge — or find out what battery capacity you need for a target runtime. Works for smartphones, laptops, tablets, IoT sensors, drones, and more. ...

Body Fat Calculator Male Female Height cm Weight kg Waist cm Neck cm Hip cm Age yrs Calculate Body Fat ...